When a loved one dies, the emotional and financial stress of making all of the necessary arrangements can be overwhelming for the survivors. Nearly sixty seven percent (67%) of the time the husband pre-deceases the wife. Therefore, it is the widow who is forced to make the more than eighty (80) decisions that have to be made within forty-eight (48) hours. For some families, the purchase of cemetery and funeral arrangements will be one of the largest financial expenditures in their lifetime. Oftentimes, survivors are subject to overspending since decisions are being made under emotional conditions. In addition, a cloud of uncertainty and anxiety exist when a survivor is forced to make final decisions, alone, for their deceased loved one on the worst day of their lives. Even less important decisions such as clothing, floral arrangements, music and other necessary matters can be agonizing to make at this difficult period. Many of the financial and emotional burdens associated with the loss of a loved one can be eliminated by preplanning.
Planning in advance brings security and peace of mind to every member of your family. Once a decision is made, you have the comfort of knowing that the decisions have been made the way you want them to be and not left to someone else to do for you.
Preplanning also will save you money as decisions can be made in a calm rational manner in the comfort of your home. Like everything else, the cost of cemetery and funeral arrangements, have increased through the years due to inflation. Preplanning prevents this. When you pre-arrange with a guaranteed price contract, you pay a fixed amount that will never change despite inflation.
When arrangements are left to be done at the time-of-need, often payment for those products and services must be made in cash. Pre-arranging allows you to finance your purchase to suit your budget. A variety of payment options are available including 12- and 24-month interest free programs.
According to the “Study of American Attitudes Toward Ritualization and Memorialization,” Wirthlin Worldwide published in January 2005, more than 50% of all Americans have already pre-planned and pre-arranged their burial needs. They have the pride and satisfaction of knowing they have taken care of this obligation themselves and not left it for family members to do. They have saved considerable money by pre-planning. By doing it together, couples have eliminated doubt and confusion as to what type of arrangements each would have preferred.
Like many of your neighbors have already done, explore and enjoy the many benefits that pre-arrangement can provide for you and your family.